To find your specific health plan premium rates, choose your region from the options below: This ensures that your CalPERS premiums are appropriate and competitive for where you live. Since health care costs vary throughout California, regional pricing adjusts premiums to reflect the actual cost of health care in your specific region. Active CSU Members GroupĬalPERS 2023 Statewide COBRA Health PremiumsĬOBRA premiums are calculated at 102% of the Basic premiums, but some carriers may charge less than these maximum amounts.ġThese premiums cover all Kaiser out-of-state areas. Check with your employer to determine your contribution amount. *CoBen is the employer-provided benefit allowance for employees in bargaining units 2, 7, 8, 16, 17, 18, and 19, and excluded employees, to offset the cost of health, dental, and vision benefits. CalPERS Health Program State Employer Health Benefit Contributions Formula Active subscribers should contact their employer to inquire which formula applies to their bargaining unit. Active subscribers are subject to the 80-80 or 85-80 formula. Your cost is any amount above the employer contribution. CalPERS 2023 Out-of-State Premiums (PDF)Įmployer Contribution Amounts Active State Membersīelow are the contribution rates.View the 2023 health premiums approved by the CalPERS Board of Administration: View How CalPERS Sets Health Premiums to get details on the rates and plans process. View Annual Health Plan Changes for details on health plans, service areas, and benefit design changes for 2023.Īre you a retiree? View Retiree Plans & Rates customized just for you.
During this time, you can enroll, change health plans, add eligible dependents, delete dependents, or cancel coverage.
Open Enrollment is an annual process that occurs in the fall. You may also use our online service, the Health Plan Search by ZIP Code. Contact the health plan before enrolling to make sure they cover your ZIP Codes and that their provider network is accepting new patients in your area. Some health plans are available only in certain counties and/or ZIP Codes. You can also log in to m圜alPERS to use the Search Health Plans tool to research the health plan coverage and benefits most important to you and your family. Visit your health plan's website to learn how benefits, claims, and payment of claims are covered, as well as the service limitations and exclusions that may apply.
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